FIX AND FLIP LOANS/ BRIDGE LOAN
NEW INVESTOR LOAN!
- Upto 70% ARV and 90% LTC for most states, except in Texas upto 100% LTC and 70-75% ARV
- Origination Points: 2-3%
- Interest Rates: 10-13% for 6-12 months loan term
- LOW FICO scores acceptable, NO Bankruptcy
- Appraisals Required
EXPERIENCED INVESTOR LOAN!
- Upto 100% LTC and 70-75% ARV for most states
- Origination Points: 1-2%
- Interest Rates: 10-12% for 6-12 months loan term
- LOW FICO scores acceptable, better leverage with FICO > 700, NO Bankruptcy
- Appraisals Required but OPTIONAL for few lenders
CUSTOMIZED SOLUTIONS
- Have access to over 20 different lenders nationwide
- Underwrite deals with investors and help structure the deals based on lender requirements
- Tailormade funding solution to provide the best funding option to the investor
- 1-2 Weeks Closing Timeline
NEW BUILD CONSTRUCTION LOAN
New and experienced Investors!
- Upto 70% ARV and 85-90% LTC for new investors for most states
- Upto 75% ARV and 95% LTC for experienced investors for most states
- Origination Points: 1.5-2%
- Interest Rates: 10-13% for 12-18 months loan term
- Min FICO Score 660, No BankRuptcy
- New Investor: atleast 1 New Build Experience
- Experienced Investor: atleast 5+ New Build Experience
- Appraisal Required
- 1-2 weeks Closing Timeline
DSCR LOAN (25-30 YEAR LOAN)
REFINANCE LOAN
- Upto 80% LTV (Appraisal Required)
- Points: 1-3%
- Rates: 5.99 - 8.5% depending on DSCR and FICO score
- Best leverage with DSCR> 1.2 and FICO > 720
- 25 and 30-year loan programs
- 3 Weeks Closing Timeline
PURCHASE LOAN
- Upto 85% LTV with FICO >720 and DSCR >1.2
- Upto 80% LTV with FICO >700 and DSCR >1.0
- Points: 1-3%
- Rates: 6.5-8.5% depending on DSCR and FICO score
- 25 and 30-year loan programs
- 3 Weeks Closing Timeline
CASH OUT REFINANCE LOAN
- Upto 80% LTV (Appraisal Required)
- Points: 1-3%
- Rates: 5.99 - 8.5% depending on DSCR and FICO score
- Best leverage with DSCR> 1.2 and FICO > 720
- 25 and 30-year loan programs
- 3 Weeks Closing Timeline